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Mortgage Advisors In Belfast

Your home may be repossessed if you do not keep up your repayments on your mortgage

 
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The Mortgage Centre (Belfast) understands that in todays society it is hard to deal with matters of finance during the working day and nearly impossible to speak to someone outside of working hours.

Because of this, all of the consultations made with The Mortgage Centre (Belfast) are made to suit your schedule, inside or outside of working hours to suit your lifestyle at a time and venue of your choice.
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Buy To Let  
 

A buy to let mortgage is designed for people who want to buy a property to let out. With having access to the whole mortgage market, we can find the best deal for your circumstances and can also source deals for:

Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

Deposit
The deposit you will be required to put down for a buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 25% deposit and normally expected to own their own property.

How Much Can I Borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. The expected rental income usually must exceed 125% of your monthly mortgage payments. We can obtain an accurate borrowing figure based on investment property.

Investment

Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

The Mortgage Centre (Belfast) are experts in this process & are happy to advise you on whether the property you are considering is a suitable investment and will meet the lenders criteria for a buy to let mortgage (such as minimum earnings and minimum rental income).  We will review your personal circumstances to make sure that your financial commitments are fully taken into consideration.


Some Buy to Lets mortgages are not regulated by the Financial Conduct Authority

 


Mortgage Brokers Belfast | Mortgage Advisors In Belfast | Buy To Let Mortgages Belfast | First Time Buyer Mortgages Belfast | Remortgages Belfast | Co Ownership Mortgages Belfast | Mortgages Belfast

The Mortgage Centre (Belfast) is a trading style of Neil Allan who an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Intrinsic Mortgage Planning Limited is entered on the FCA register (http://www.fca.gov.uk/register/) under reference 440718.

While our initial consultation with our clients is free of charge, The Mortgage Centre (NI) does normally charge a fee for Advising and Arranging a Mortgage. If a fee is charged it will be no more than £495 and is never payable before you receive a Formal offer of a Mortgage.

The Financial Conduct Authority do not regulate But to Let Mortgages


Call us today on 028 9002 0599
Email. belfastmortgage@gmail.com
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