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Mortgage Advisors In Belfast

Your home may be repossessed if you do not keep up your repayments on your mortgage

 
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The Mortgage Centre (Belfast) understands that in todays society it is hard to deal with matters of finance during the working day and nearly impossible to speak to someone outside of working hours.

Because of this, all of the consultations made with The Mortgage Centre (Belfast) are made to suit your schedule, inside or outside of working hours to suit your lifestyle at a time and venue of your choice.
click here to book an appoinment...  
 


Insurance & Protection  
 

You need to consider what would happen to you, your partner and your family if you couldn't pay your mortgage due to considerable change in circumstances.

Life Insurance 
Life insurance gives you peace of mind that your loved ones will be provided for should you die. There are many different ways to arrange life cover and our advisors can help you find the most suitable deals available.

Life insurance ensures that in the event of death your mortgage will be repaid and the costs not passed on to your dependents or loved ones.

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Critical Illness Cover
Critical illness cover pays a cash lump sum on diagnosis of a specified critical illness and can be the solution to your financial worries at this time. For this relatively small cost, you could help your family cope for a while without income to pay household bills and debts. 

This type of cover will pay out a lump sum which could pay for other things like:

Private treatment
Prescribed drugs not available through the NHS
Changes to your home
Paying off all/part of your mortgage 

Only some forms of Cancer, heart attack and stroke are covered under critical illness insurance.

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Income Protection
This offers customers the security of knowing that their essential repayments will be made if anything happens. For example, if you are in an accident and are unable to work for a while, a lack of comprehensive income protection cover means you will rely solely on state benefit - around £70 per week - which is unlikely to be sufficient to meet your mortgage repayments. This is where income protection can help as it provides a tax free monthly payment until you are able to return back to work. 

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Accident, Sickness & Unemployment Cover
Accident, sickness and unemployment cover can give you peace of mind knowing that in the event of redundancy or illness your mortgage payments will be made and your home will be safe.

Most standard mortgages do not have any protection insurance included, so it's important to decide what kind of separate cover you need. Accident, sickness and unemployment cover insures you against changes in your circumstances due to redundancy, disability, or illness.

Usually payments are made for up to a maximum of 12 months. If you would like to be covered for longer than this you may want to consider taking out income protection. 

For Accident Sickness and Unemployment Insurance our advisors usually offer products from a limited panel of providers.

Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

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Buildings & Contents
Our advisor will offer a range of competitive insurance products if you are a Homeowner, Landlord or Tenant.

For your added peace of mind, our advisors can also arrange adequate contents insurance so that your belongings are covered against things like fire, theft and flood.

For Buildings and Contents Insurance we are proud to be in partnership with Legal & General www.moneyadviceservice.org.uk.

 


Mortgage Brokers Belfast | Mortgage Advisors In Belfast | Buy To Let Mortgages Belfast | First Time Buyer Mortgages Belfast | Remortgages Belfast | Co Ownership Mortgages Belfast | Mortgages Belfast

The Mortgage Centre (Belfast) is a trading style of Neil Allan who an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Intrinsic Mortgage Planning Limited is entered on the FCA register (http://www.fca.gov.uk/register/) under reference 440718.

While our initial consultation with our clients is free of charge, The Mortgage Centre (NI) does normally charge a fee for Advising and Arranging a Mortgage. If a fee is charged it will be no more than £495 and is never payable before you receive a Formal offer of a Mortgage.


The Financial Conduct Authority do not regulate But to Let Mortgages


Call us today on 028 9002 0599
Email. belfastmortgage@gmail.com
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